Self-certification or non-status mortgages are for people whose income is difficult to assess using standard methods with regular mortgage lenders.
This includes:

Today many people fall into one or more of the above categories and struggle to obtain a mortgage with standard mortgage lenders.

A self-certification mortgage works by the customer certifies their total income on the application form and signs a declaration. This amount is not verified with accounts etc.

In order to apply for a self-certification mortgage, please complete the enquiry form and one of our friendly experienced advisors will contact you shortly.