Right to Buy Mortgages

A Right To Buy is an offer to council tenants who have lived in their council property for more than 2 years, to purchase their property from the council.
The purchase of the property is usually offered at a discount price ranging from 32% to 70% (depending on the period lived at the address) - discounts vary from council to council.
Exercising the right to buy a council property is subject to the terms and conditions of the landlord, and these may differ from case to case, and council to council.

If you are looking to purchase your council property under a Right To Buy scheme, then we believe it is of great importance to obtain independent advice to help you find and obtain the most appropriate mortgage to meet your needs. You may want to obtain a mortgage agreement in principle - this is an agreement (in principle) by a mortgage lender to provide you with the mortgage loan finance that you require to buy your property. Simply click below and complete our brief enquiry form - to gain independent advice on Right To Buy Mortgages (no obligation)

Council Right to Buy

If you have lived in your council house for a while then you may be able to buy the property from the council at a discount. You will need to contact them to get the exact details of:
* The open market value of your property (OMV)
* The price you will have to pay to buy the property (RTB Price)
Not all lenders will lend to you, but there are a number of lenders that will lend on their normal terms on right to buy properties. As well as this there are a number of schemes especially designed for right to buy properties where there may be other issues.