Protecting Your Mortgage

Buying your home or investing in property is usually the largest financial transaction of your life. We believe that making sure that your home is safe should something unforseen or unfortunate happen is just as important as finding the right mortgage.

Life insurance can be arranged cost effectively and is imperative for a family or couple. Many insurers will also offer a more comprehensive form of cover which can include critical illness cover and also income protection. Critical illness cover will repay your outstanding mortgage balance or a proportion of it should you be diagnosed with a specified critical illness. With advances in medical science many people will survive such illnesses but be unable to work for many years as a result.
Critical illness cover will remove the burden of a mortgage when an income is lost.

An additional benefit that can also be added to further protect the home is income protection. This part of the plan will pay out a monthly benefit amount to cover mortgage and related payments if you are unable to work through sickness or accident for a period of time until you are able to return to work.

Our advisors will be able to recommend the most suitable plan to fully protect your mortgage based on your circumstances and budget.