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First Time Buyer
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Having Problems Getting a Mortgage
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Remortgages
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Remortgages
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Buying to Let
Let To Buy
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Protecting Your Mortgage and Your Home
Protecting Your Mortgage and Your Home
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We are an Independent Mortgage Broker and Advice Company, registered and regulated by the Financial Services Authority (FSA) .

It can be difficult for people to be able to take time off to go and see a mortgage advisor, either in a high street bank, or an independent advisor.

We specialise in dealing with clients over the telephone, via email and the internet.

We are able to give full advice and also provide a written recommendation. We will be able to give you advice on how best to protect your mortgage should the unfortunate happen.

We pride ourselves on the quality of advice we offer and the service we provide. Let us take away the stress and hassle of finding the best products available to match your current circumstances.

First Time Buyer

FIRST TIME BUYER MORTGAGES

Buying your first home is a big step but also very exciting too. At ChooseMortgage we want to help first time buyers to choose the right mortgage for them.

Our aim is to make it as simple and easy as possible for...

» read more...

Looking to Buy My Council House

Are you a council or housing assocation tenant? If YES, we can help you arrange a mortgage to buy your property.

With house price rises and interest rates being as low as ever, it may be cheaper for you to buy your property as you...

» read more...

Having Problems Getting a Mortgage

If you are struggling to obtain a mortgage or are worried to approach a lender because of any of the following:

• Low credit score
• CCJ’s
• Defaults
• Arrears
• IVA
• Bankruptcy
• Ex marital debts

We can help you. We specialise in finding the best mortgage...

» read more...

Moving to a new property

Moving house can be a very stressful and expensive time for all parties invoved, with so much to organise looking for the best mortgage deal can be a timely burden.



Your current lender or high street bank may not be able to offer...

» read more...

Interested in Shared Ownership

What is a Shared Ownership?

Shared ownership is when you buy a property in partnership with a registered housing association. You would buy part of the property and pay rent to the housing association for the part they own.

This arrangement is ideal for...

» read more...

Self Employed / Self-Certification

Self-certification or non-status mortgages are for people whose income is difficult to assess using standard methods with regular mortgage lenders.
This includes:

• Freelance workers
• Company directors
• Self employed
• Those with more than one income
• Those with high annual bonuses
• Seasonal workers
• Commission based workers
•...

» read more...

Looking For a Better Deal/Rate

There are many reasons to remortgage your property.

Remortgages can be used for the following:

  • To pay off any arrears or clear existing debts.
  • Improve your existing mortgage by obtaining a better rate or deal.
  • Take advantage of lower repayments by obtaining a single...

    » read more...

Remortgages

Remortgages A Remortgage is a change of mortgage from one lender (or product) to another lender (or product), with the aim of securing a more competitive or appropriate deal, raising extra money, paying off part of your mortgage or maybe to consolidate existing debts. Many mortgage...

» read more...

Buying to Let

Buy to Let Mortgage What is a Buy to Let mortgage ?A Buy To Let Mortgage is a mortgage loan secured against a property that is rented / let out to a third party(s) by the applicant (borrower) and is not lived in...

» read more...

Let To Buy

A let to buy mortgage allows you to rent out your existing property and purchase a new home.  Your income just needs to cover your new mortgage as rental income covers the existing mortgage. There are many reasons why this may appeal, such as: • To break the...

» read more...

Right to Buy

Right to Buy Mortgages A Right To Buy is an offer to council tenants who have lived in their council property for more than 2 years, to purchase their property from the council. The purchase of the property is usually offered at a discount price...

» read more...

Secured Loans

Secured or Homeowner loans are only available to people who own their own property:  As the loan is secured against the value of the property this gives the applicant access to: • Flexible payment terms i.e. payment holidays and capital overpayments • Lower interest rates...

» read more...

Protecting Your Mortgage and Your Home

Protecting Your Mortgage Buying your home or investing in property is usually the largest financial transaction of your life. We believe that making sure that your home is safe should something unforseen or unfortunate happen is just as important as finding...

» read more...


 
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